Allahumma Akfini Bihalalika an Haramika is an effective and powerful dua for paying off the debt even if it is as large as a mountain that was taught to us by Our Prophet Muhammed (ﷺ).
Seeking help from Allah with this Dua and putting your trust in Him along with working and trying hard to pay off the debt, will make it easy for you to pay off your debt insha’Allah.
We will discuss in detail its meaning, how it is pronounced, and written in Arabic, its Transliteration, the benefits of reciting it, and the source of the dua.
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Allahumma Akfini Bihalalika an Haramika in Arabic
The full Dua to pay off debt Allahumma Akfini Bihalalika is written in Arabic with the Diacritical as:
اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
and Without the Diacritical:
اللهم اكفني بحلالك عن حرامك وأغنني بفضلك عمن سواك
Transliteration
Allahumma Akfini Bihalalika an Haramika wa Aghnini Bifadlika ‘Amman Siwaka
Allahumma Akfini Bihalalika an Haramika Meaning
The General meaning of the Dua to pay off debt is
“O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You“
Related:
The dua is divided into 2 parts. 1st part “Allahumma Akfini Bihalalika an Haramika” means Asking Allah to satisfy you with what is lawful and obtainable without unlawful methods, and dispense with it from what is forbidden or what is only bought with debt and interest. so much so that they become a burden, increase stress, and negatively affect your life.
Nowadays, People rush to buy unnecessary luxurious products such as furniture, electronics, etc., and brag to each other about them despite many of these being bought with debt. so much so that the one who does not have anything of debt is rich in such days.
2nd part “wa Aghnini Bifadlika ‘Amman Siwaka” means Asking Allah to enrich you with grace, sustenance, and goodness from Allah only, so that you do not need anyone else but Allah and you do not resort to anyone but Him. and That’s how a Muslim should be. Being in need of people even for unimportant reasons can be humiliating
Pronunciation
The following video we have made will help you learn the proper pronunciation of the Dua to pay off debt word by word:
Dua benefits
The Allahumma Akfini Bihalalika Dua provides plenty of benefits as it will provide the things that this supplication is asking for which are
- It asks Allah to make you satisfied with what you have.
- It asks Allah to dispense you from what is forbidden.
- It asks Allah to enrich and sustain you.
- It helps you to pay your debt.
- The dua is very powerful as it is taught to us by our beloved Prophet (ﷺ).
Dua Source
‘Ali (May Allah be pleased with him) reported: A slave who had made a agreement with his master to pay for his freedom, came to me and said: “I am unable to fulfill my obligation, so help me.” He said to him: “Shall I not teach you a supplication which the Messenger of Allah (ﷺ) taught me? It will surely prove so effective that if you have a debt as large as a huge mountain, Allah will surely pay it for you. Say: ‘Allahumm-akfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka.”
Riyad as-Salihin 1486
